CBN Crypto P2P BVN Match Required Before Token Release

The Central Bank of Nigeria has set a hard CBN crypto P2P BVN match rule for platform peer-to-peer deals. Section 10.3.3 of its Regulations for the Operations of Non-Security Virtual Assets in Nigeria (November 2026) is clear. A provider may not release or credit a Regulated Token, including stablecoins, until the naira account name and Bank Verification Number (BVN) match the verified customer. That is the plain read. Abuja is not asking whether two people can swap value. It is asking whether a platform may unlock the token side before the naira bank account and the customer file are the same person. What a CBN Crypto P2P BVN Match Requires Section 10 covers Platform-Facilitated Peer-to-Peer Services. That means matching, order display, escrow, payment help, settlement help, checks, or dispute help.