Germany’s Sparkassen banks launch crypto trading for five major tokens

Germany’s Sparkassen savings banks have launched a new feature that lets users at select institutions trade five leading cryptocurrencies without the hassle of a new brokerage account. According to DekaBank’s official product information, the service, called “Krypto, powered by Deka,” allows eligible customers to trade Bitcoin, Ethereum, XRP, Solana and Polygon directly within the Sparkasse app. The service launched on October 19, 2026, at select Sparkassen savings banks, with more institutions expected to join in phases. Customers can access the service through the app’s investment section and open a dedicated cryptocurrency account with DekaBank. Trading is available to adult customers who make their own investment decisions, while the savings banks will not provide cryptocurrency investment advice.